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PERSONAL SAVINGS AND MONEY MARKET ACCOUNTS
| Regular Savings | Safari Savers | Money Market Investment | |
| Description |
No minimum daily balance requirement |
Our fun savings
program for kids |
High Yield interest with check writing capabilities |
| Minimum to Open | N/A | N/A | $2,500.00 |
| Interest | Variable ** | Variable ** | Variable ** |
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Minimum Daily balance Requirements |
None | None | $2,500.00 |
| Monthly Maintenance Fee* | None | None | $7.50 If Minimum Balance above is not maintained |
| Transaction Limits | Limited to six per month. Transfers from savings to another
account are also limited to six. |
Limited to six per month. Transfers
from savings to another account are also limited to six. |
Limited to six per month |
| Transaction Fees | $.50 for each debit over 6 | $.50 for each debit over 6 |
$1.00 charge on all debits over
6. |
| Additional Features | ATM Card Available | Receive a prize with each deposit | Check Images are returned |
*The
monthly maintenance fee on your account will be increased by
$3.00 if you continue to get paper statements. For
example, if your account currently doesn’t have a maintenance
fee, you
will incur a monthly maintenance fee of $3.00, or if your
account currently has a $5.00 maintenance fee, your fee will
increase by $3.00 to $8.00, unless you agree to change to
electronic statements.
Electronic statements can be viewed through Heritage Bank’s
online banking, please login to your account to sign up for this
service.
CERTIFICATES OF DEPOSIT (CDs)
Certificates of Deposit are time deposits that typically earn a higher rate of interest for a specified period of time.
If you do not have an immediate usage for excess funds this may be a savings option you may want to consider further.
Let our personal banker help you determine the right term for your needs. Contact us at 319-373-5400.
INDIVIDUAL RETIREMENT ACCOUNTS (IRAs)
Individual Retirement Accounts are an excellent way to save money for retirement. Heritage Bank offers you
IRA options to make savings for your future possible.
Traditional IRA's
Roth IRA's
*Please reference a tax consultant for specifics on deductibility and eligibility.
Contact a personal banker at 319-373-5400
Download mobile banking app for iphone and android Mobile App Store Google Play
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