Heritage Bank | Marion | Delhi | Hiawatha Personal Checking

The Right Bank Makes a Difference

PERSONAL CHECKING ACCOUNTS

Heritage Bank's personal checking accounts include:

Free Online Banking
Free Online Bill payment
Free Mobile Banking¹
Mastercard® Debit cards available
Shazam ATM cards available
Visa® Credit Cards available²

Heritage Bank's Masters Club Account also includes:

√ Free Money Orders
√ Free ATM Card
√ Free custom Wallet checks (up to 4 boxes per year)

1 Message and data rates may apply.
2 Subject to credit approval

	Basic Checking	Regular Checking	Heritage Club Checking	Master's Club Checking	Now Checking
Description	No minimum daily balance requirements and no monthly maintenance fees.	Low minimum daily balance requirements and check images are returned to you.	Complimentary wallet checks and ATM Card, and unlimited transactions.	For our customers 55 and over.	Interest earning and low minimum daily balance requirements
Minimum to Open	N/A	N/A	N/A	$100.00	$500.00
Interest	N/A	N/A	N/A	N/A	Variable#
Minimum Daily balance to avoid monthly maintenance fee	N/A	$500.00	N/A	N/A	$500
Monthly Maintenance Fee* @	None	$5.00 *If minimum daily balance is not maintained	$6.00	None	$5.00 *If minimum daily balance is not maintained
Transaction Fees @	25 Free debits per month. $.10 for each debit over 25	30 Free debits per month. $.10 for each debit over 30	None	None	$.15 for each debit if minimum daily balance is not maintained
ATM/Check Card Fees @	$.10 for each ATM or Debit Card transaction	$.10 for each ATM or Debit Card transaction after 30 free (credits not included)	None	None	$.15 for each ATM or Debit Card transaction if minimum balance is not maintained
Additional Features	Convenient Check Safekeeping	Check Images are returned	Complimentary Custom Wallet Checks** Complimentary ATM Card	Free custom wallet checks** Free Money Orders Check images are returned	Check images are returned

ATM Cards, Debit Cards, and Safety Check Protection available on all accounts.

@Plus applicable sales tax.

**Standard Design checks are available for free on accounts that offer free checks. A $5.00 credit can be applied toward a design of your choice.

# Refer to rates tab for specific rates.

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